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Public Adjuster TOM COUGHLINFLORIDA PUBLIC Insurance ADJUSTER
With a foundation built on hands-on construction experience and licensure as a home inspector, I understand exactly what’s behind the walls, what it takes to put a damaged property back together and how to present an estimate to the insurance company to make sure all covered repairs are paid for. For the past five years, I’ve worked full-time as a licensed public adjuster, managing 100’s of property damage insurance claims for homeowners, business owners, investors, and real estate professionals.
My background allows me to accurately assess structural issues, document damages with precision, and negotiate from a position of real-world expertise. I’m committed to representing policyholders—not insurance companies—and I’m available seven days a week to support clients through every step of the claims process.
As a public adjuster, I handle:
- Insurance policy interpretation
- Documentation and valuation of damages
- Negotiation with insurance carriers
My priority is simple: maximize settlements for property owners and ensure they’re treated fairly during the insurance claims process.